How Sezzle & Shop Pay work

Buy Now. Pay Later. Interest-Free.

๐Ÿ™Œ Get what you want now.

๐Ÿ˜ Pay in 4 over six weeks.

๐Ÿ‘Œ 0% interest.

Choose Sezzle at checkout and spread your payments over 6 weeks, interest-free!

Instant Approval Decision

Sign up today, get an instant approval decision, and shop over 41,800 stores.

Shopping with Sezzle wonโ€™t have any effect on your credit score.

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Choose how you pay

Pay in full at checkout or split your purchase into 4 equal installments at participating stores.

Maximize your budget with installments

Make debit or credit card payments every two weeks or turn on automatic payments.

Get the goods without the bad

No hidden fees, no interest, no late fees, and no impact on your credit score.